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Business case

New Standard for Life & Health Underwriting

Released 24 November 2020
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Commercial Business Cases that use Qumata's Digital Risk Underwriting Assessment.

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Photo of Mihaela Stanciu
Mihaela Stanciu
Qumata
Head of Sales Operations
United Kingdom

There are two important factors relating to our solutions.

Firstly we utilise data that all customers have on them at all times. This allows us to conduct an instant health risk assessment for an instant underwriting decision for every prospective applicant. This provides speed and efficiency to insurers as well as better end user experience.

Secondly our health risk assessment is objective, accurate, comprehensive, standardised and granular. This helps to identify more risks, differentiate between them better and allow the insurers to price more accurately.

In the presentation below we have highlighted the following three client case studies:

1) Quick and Accurate Underwriting

2) Pre-approval for Cross-selling

3) Pricing Differentiation

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Qumata
United Kingdom

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