Dear Visitor, this website uses permanent cookies to ensure data privacy as well as to provide access to special content and technical functionalities. With your consent, we may also use cookies for website analysis. For details and how to give or revoke your consent, read our Data Privacy Statement.

  • EN
Top navigation or filters may restrict results of your search. To see all possible results click here.
verified Solution

ELEMENT: Shaping the future of insurance together with our partners

Released 03 December 2020
Get in contact now!

We provide you with fully digital white-label insurance products tailored to the needs of your customers. With our modular platform we develop your product idea or customise an existing product in record speed. Your product will be ready to go-to-market within only a few weeks.

Contact us and shape the future of insurance.

Verified partner
ELEMENT Insurance AG


Photo of Tim Kaltofen
Tim Kaltofen
ELEMENT Insurance AG
VP - Innovation
Photo of Robert Henck
Robert Henck
Hannover Re
Solution expert

Innovative white-label product factory for digital insurance solutions

ELEMENT Insurance AG was founded in 2017 in Berlin, Germany and has become the leading white-label product factory for insurance and a leader in insurance digitalisation.

We are a full stack InsurTech licensed by the German Federal Financial Supervisory Authority as a direct insurer for non-life insurance, which enables ELEMENT to act as a risk carrier - including claims settlement - in all EU countries.

We are focusing on the B2B2X value chain and develop tailor-made, innovative white-label insurance products for our partners. These products are then marketed by the partners under their own brand. The company’s modular, state-of-the-art technology platform allows the development of new products – even those tailored for specific target groups – within only a few weeks.

At the moment we are working together with about 25 partners from various industries. Amongst others VW, Vodafone and Signal Iduna are part of our partner portfolio. 

The three pillars of ELEMENT

White-label insurance solutions

ELEMENT provides fully digital white-label insurance solutions to a variety of industries and sectors – from established insurers to intermediaries and digital companies. We handle the part of the value chain which companies either cannot or do not want to deal with: claims, payments and risk carrying.

State-of-the-art technology

ELEMENT’s unique modular product platform permits the development of innovative, tailored-made insurance solutions in record speed – including dynamic, data-supported pricing. The platform interacts seamlessly with your technology, thanks to highly adaptable APIs.

Our technology professionals are continually supporting and developing our product platform and setting the industry benchmark for the future.

Fully licensed insurer

ELEMENT is licensed by BaFin (the German Financial Supervisory Authority) for general (non-life) insurance; hence, we act as risk carriers ourselves, which makes us particularly flexible in our product development.

Case Studies

That's us

Business cases

User questions

Answered questions

Unanswered questions

Please log in to ask a question.

Responsible for this content

ELEMENT Insurance AG


ELEMENT Insurance AG · Hardenbergstraße 32 · 10623 Berlin · Deutschland | Handelsregister (Commercial Register) Amtsgericht Charlottenburg HRB 182671 B · UStID DE309829780 | Vorstand (Executive Board): Dr. Christian Macht (Chairman) · Eric Schuh | Aufsichtsrat (Supervisory Board): Birte Sewing (Chairwoman)

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Poland
  • Portugal
  • Romania
  • Slovenia
  • Slovakia
  • Spain
  • Sweden
  • United Kingdom

Views: 2740

Downloads: 503

Ratings by number of stars:
50 %
50 %
0 %
0 %
0 %

Page is favored by 3 user.

Contact inquiries: 2

Interested? Like to know more?

Get in contact now!


External vendor partners can provide content on hr | equarium. Hannover Rück SE does not verify these contents. Hannover Rück SE is also not responsible and not liable for the contents and services offered. For more information please see the terms of use.

Report site